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Do You Need to Repair Your Credit or Consolidate Your Bills?
Is Your Interest Rate Too High?
Concerned About Your Adjustable Rate Mortgage?
Are You Paying PMI?

Heritage Home Funding has several hundred different loan programs to choose from to meet your home lending needs. Our purpose is to educate and counsel our clients to help them find the right home loan to fit their specific needs. Our client's comfort is what is most important. One must be comfortable with the monthly payment, so as not to be "house poor" and comfortable with exactly how the loan programs work over its lifetime. Without a complete understanding of the loan program and a complete sense of comfort, Heritage Home Funding will not move forward.

Heritage Home Funding customizes each home loan program to its client's specific needs. Once Heritage Home Funding has had an opportunity to review the client's financial information, concerns and goals, a breakdown of program options are presented and explained to the client. This process usually takes place in less then 24 hours.
Contact us today for more information.

Are you Paying PMI?

Private Mortgage Insurance (PMI) is usually featured on single loan programs in which the home owner has less then 20% equity. While PMI can be deductable in some situations, there are income restrictions that can remove the ability to use the deduction.

If you currently have a home loan that features PMI, Heritage Home Funding can perform a free mortgage evaluation to determine if through a refinance the PMI can be removed.  
Please contact us to help you remove the PMI.

Not all lending institutions offer two loan programs, so as a result, they feature loan programs with PMI. There are several different kinds of PMI (Private Mortgage Insurance). Some types feature no monthly contributions.
Contact us today for more information.

Is Your Rate Too High?

Of great concern to every home owner is whether or not their home loan(s) features rate(s) that are higher then the current market. To determine whether or not the rate you have is too high, a simple mortgage evaluation can be performed in a matter of moments.
Contact us today for more information.


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28 South Bolton Street, Marlborough, MA 01752 • Phone: 508-480-8822 • Fax: 508-480-8832 • MA License #MB3108 • NMLS Company ID #3108