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Home Pre-Qualification Purchase Refinance Rates Closing Costs About Us

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Quoting an Interest Rate:

To accurately quote an interest rate, there are several factors to consider:

  • Will your mortgage be for a purchase or a refinance transaction?
  • What type of property is it? Single family, multi-family, or condominium?
  • Will you be occupying the property as your primary residence, or will it be an investment property?
  • How much is your down payment?
  • What is your credit score?
  • What is your income?

For us to make assumptions or to blindly quote a rate without knowing all of these important factors would be inappropriate. We feel that it is unfair to mislead the customer by quoting a rate initially and then having to change it upon discovering all of the facts. In no more then a few moments of short conversation, either through email or over the phone, we are capable of quoting you an exact rate.

For specific information pertaining to locking a Home Purchase or Refinance rate please click here.

Do You Have An Adjustable Rate Mortgage?

Adjustable Rate Mortgages or ARMs, if used correctly, are an important financial tool that assist home owners in their ongoing effort towards financial success and cost containment. However, if not used properly, or in the event that life changes, the need for an ARM can change.  It is important to have a complete understanding of how one’s ARM works so that one can plan accordingly for when the rate adjusts.

If you would like to learn all of the specifics about how your ARM works and to learn if you need to refinance to avoid an adjustment and increase in rate, please contact Heritage Home Funding today for a free, no obligation review of your existing ARM.
Contact us today for more information.

Is Your Rate Too High?

Of great concern to every home owner is whether or not their home loan(s) features rate(s) that are higher then the current market. To determine whether or not the rate you have is too high, a simple mortgage evaluation can be performed in a matter of moments.
Contact us today for more information.

If you are in the middle of purchasing a property and you would like to compare
the rate you are being quoted to what Heritage has to offer,
please contact us for a no obligation pre-qualification


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28 South Bolton Street, Marlborough, MA 01752 • Phone: 508-480-8822 • Fax: 508-480-8832 • MA License #MB3108 • NMLS Company ID #3108